So may be I have been living under a rock for this past year but i just discovered www.prosper.com. This idea is purely genius. It basically connect individuals seeking loans from anywhere from $1000 to $25,000 - I think you can get more. Basically you go on there and say how much money you need say $10,000 and you submit your credit rating. A, B, C, D, etc. The smaller the letter the better.If you have bad credit - you borrow at a higher interest rate than a person with good credit.
The system is quite impressive. if you want $10000 about 200 could bid on your loan - each giving you $200, $100, $500, etc.
Why didn't I think of this idea.
However, if you are a homeowner need a large amount of cash refinancing is still your best option.
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Visit http://www.kstreetloans.com for refinance loans, home equity loans, home equity line of credit (HELOC) and debt consolidation loans. Bad credit refinance loans also offered.
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