According to pollsters most Americans believe that it's important to have a personal budget and stick to this budget. Now how many people actually practice this remains to be seen. Afterall, the average household is estimated to have $8000 in credit card debt so too many people can't be sticking by their budgets.
In general Americans tend to be positive thinkers when it comes to spending money - we then to think things will get better and we will make more money in the future so what's the big deal about spending a little bit of money to enjoy a vacation or a nice car.
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